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Transactions
Institutional-grade execution, settlement, and payment infrastructure for wholesale clients.
Caprock’s Transactions service delivers end-to-end execution, settlement, and payment capabilities — integrating directly into our Capital Markets Infrastructure (CMI) and Managed Account Platform (MAP).
This unified framework combines execution, clearing, custody, and cash rails under one operating model, allowing advisers, managers, and institutions to trade, move money, and settle globally without becoming a bank.
With full regulatory oversight and enterprise-grade reliability, Caprock’s transaction infrastructure enables clients to operate more efficiently, transparently, and securely across every stage of their investment lifecycle.
This unified framework combines execution, clearing, custody, and cash rails under one operating model, allowing advisers, managers, and institutions to trade, move money, and settle globally without becoming a bank.
With full regulatory oversight and enterprise-grade reliability, Caprock’s transaction infrastructure enables clients to operate more efficiently, transparently, and securely across every stage of their investment lifecycle.
Execution & Securities Settlement
Integrated Post-Trade WorkflowsTrade and settle listed securities with end-to-end integration between portfolio, cash, and custody systems.
Caprock’s settlement infrastructure eliminates the need for multiple vendors — maintaining complete transparency, automated reconciliation, and control over all investment operations.
Caprock’s settlement infrastructure eliminates the need for multiple vendors — maintaining complete transparency, automated reconciliation, and control over all investment operations.
- Institutional-grade infrastructure for greater flexibility and operational efficiency
- Domestic market connectivity to Austraclear for local securities and money-market instruments
Cash & Banking Rails
Client Cash
Accounts
AUD and multi-currency accounts (including SMSFs) directly linked to MAP investments for seamless funding and settlement.
Real-Time
Payments
PayID/NPP enables instant settlements and real-time client transactions, subject to partner bank configuration.
Batch
Processing
Direct Entry (DE) for batch credits/debits, with full return and disbursement reporting and BAI2 reconciliation support.
High-Value
Transfers
RTGS capability for urgent, high-value domestic payments, ensuring secure and timely settlement.
All workflows operate under maker-checker controls, blocked-fund protocols, and daily reconciliations — ensuring every transaction maintains full auditability and regulatory compliance.
Cross-Border & SWIFT Connectivity
Caprock supports global payments through partner ADIs and correspondents, including SWIFT MT103 remittances with full status tracking.
Our direct SWIFT membership as a Supervised Entity — providing direct connectivity and robust partner bank rails, while ensuring uninterrupted service during the transition and expanded capabilities thereafter.
Caprock’s connectivity roadmap strategically aligns with Alliance Cloud, RMA/RMA+, and multi-bank correspondent models, including established relationships with global domestic settlement capabilities. This forward- looking approach ensures your cross-border payment capabilities will continue to evolve with global banking standards and technological advancements.
Our direct SWIFT membership as a Supervised Entity — providing direct connectivity and robust partner bank rails, while ensuring uninterrupted service during the transition and expanded capabilities thereafter.
Caprock’s connectivity roadmap strategically aligns with Alliance Cloud, RMA/RMA+, and multi-bank correspondent models, including established relationships with global domestic settlement capabilities. This forward- looking approach ensures your cross-border payment capabilities will continue to evolve with global banking standards and technological advancements.
Why It’s Different
Caprock is not a bank and not a traditional platform — we deliver infrastructure as a service.
Our CMI + MAP model provides institutional-grade transaction rails, custody, and payments under one comprehensive Service Level Agreement (SLA).
Our CMI + MAP model provides institutional-grade transaction rails, custody, and payments under one comprehensive Service Level Agreement (SLA).
- Full end-to-end operating infrastructure
- Compliance-first design with a wholesale-only, compliance-aligned framework
- Not an ADI, and client cash is held with third-party ADIs, providing transparency and regulatory clarity
This model removes the need for costly integrations and multi-party dependencies, allowing clients to launch faster, run simpler operations, and maintain full control over their customer experience.
Ready to Transform Your Transaction Infrastructure?
Caprock helps you execute, settle, and move capital efficiently — without the burden of building or maintaining banking infrastructure.
Our team can assess your current transaction setup and explore how Caprock’s CMI + MAP framework can streamline your operations.
Important Disclosures
- Services are available to wholesale clients only as defined under the Corporations Act 2001 (Cth).
- Caprock is not an Authorised Deposit-taking Institution (ADI). Client cash is held with third-party ADIs.
- Cross-border payments are supported through partner banks.